Benefits Included

• Cashless Treatment: Cardholders can access medical treatment, diagnostic tests, and surgeries without out-of-pocket expenses at any empaneled hospital.
• All-Inclusive Medical Coverage: The scheme covers everything from routine OPD consultations and essential medicines to complex tertiary care (like cardiology, oncology, and joint replacements).
• Lifelong Validity: Once the appropriate one-time contribution is made based on retirement rank, the healthcare coverage is valid for the lifetime of the veteran and their eligible dependents.
• Universal Pan-India Access: An ECHS card issued in one state is fully recognized and accepted at any ECHS polyclinic or empaneled private hospital across India.